Frequently Asked Questions (and the answers)

QUESTION: "I've had a (Bankruptcy/Repossession/Divorce/Bad Credit). Can I still get approved?"
ANSWER: The great news is that you are already approved! Your credit cannot be denied at Linnehan's! Whereas most banks and finance companies will turn down anybody that has had problems of some kind, Linnehan's understands that even good people occasionally go through hard times. We specialize in financing to people who need a second chance or first time buyers just starting out.

QUESTION: "How much Down Payment do I need?"
ANSWER: It all depends on a number of factors, including the vehicle you are looking at, and the strength of your application. But don't overlook the fact that the more down payment you can put towards the loan, the stronger the approval will be, and also the lower your payment will be! The best way to find out what is required is to do a quick on-line application. Click HERE to apply.

QUESTION: "How much do your vehicles cost?"
ANSWER: We have access to over 300+/- vehicles that could range anywhere from $500 to $50,000. The majority of our vehicles can be financed at payments that often range between $200-$400 per month.

QUESTION: "We've had bad experiences at other dealers. Are your vehicles any good?"
ANSWER: We have all of our vehicles checked out thoroughly through top-notch repair facilities in the area, and they conduct a 101-point safety inspection on each vehicle. In addition on many vehicles, we offer a 12-month, 12,000-mile limited service contract (click here to see details) that is one of the best in the business. And if that's still not enough, feel free to bring a mechanic with you to inspect the vehicle. Linnehan's has an excellent reputation of standing behind what we sell.

QUESTION: "What interest rates can I get?"
ANSWER: Rate depends on a number of factors, including among others, the lending source selected, length of term, and age of the vehicle. We have access to many different financing options, including options that no other dealer in the state can offer. This allows us to offer rates that are competitive with, and often better than, what other dealers can offer you. For up-to-date info, please call our Approval Hotline at 1-866-864-9895.

QUESTION: "How long will it take for me to get approved?"
ANSWER: You are already approved, we just need to see if the numbers are OK with the finance company. In most cases, we will have an answer within 1 hour, and if everything is in order, you can take delivery on the spot. In order to speed up the process, we welcome you to call our Toll Free Approval Hotline at 1-866-864-9895, or Apply OnLine by clicking here.

QUESTION: "How does the Super Value program work?"
ANSWER: These vehicles generally require lower down payments and result in lower weekly payments. They are sold as-is with no warranty, and we will take care of delivering the vehicle to your house or to your mechanic. Each vehicle has been checked out by a state inspection facility, and has a list on the window of every car stating what repairs are needed in order to get the vehicle inspected. Often, we can even show you an estimate from the inspection station, showing what they estimate it would cost for them to sticker the vehicle to help you plan. And, of course, you are always welcome to bring your mechanic with you to look over the unit before you buy.